---
title: Improvement Era
description: Monthly periodical of the Mormon church, 1897 onward. This library holds the issues of November 1897 to December 1930.
authors:
  - Young Men’s Mutual Improvement Associations
collections:
  - periodicals
tags:
  - magazine
  - improvement-era
periodical: Improvement Era
volume: 23
number: 12
published: 1920-10
publisher: Young Men’s Mutual Improvement Associations
publisher_place: Salt Lake City
language: en
type: magazine
reference: 'Young Men’s Mutual Improvement Associations, "Vital Problems of Life," *Improvement Era* 23, no. 12 (October 1920): 1080–1092.'
source:
  url: https://archive.org/details/improvementera2312unse
  transcription: Transcribed from the Internet Archive scan of each issue (the item for each issue is named in the issue's own source); unnumbered advertising leaves are omitted, printed page numbers are kept as page markers.
  identifier: improvementera2312unse
start_page: 1080
end_page: 1092
rights:
  status: public-domain
  basis: US publication 1930 or earlier (published 1920-10)
  source: https://archive.org/details/improvementera2312unse
  publication_year: 1920
  note: The Internet Archive item metadata carries a blanket "© Copyright by Intellectual Reserve, Inc." notice. The library owner judged it inapplicable because this issue was published in 1920, before 1931; a scan-level notice does not restore copyright.
---

# Vital Problems of Life

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Vital    Problems of Life
A Study for the Advanced $enior Classes of the M. T. A.     1920*21.

           Lesson IV.   —-The Push of Poverty (Continued)
          Why People are Poor, or the Causes of Poverty
     Bad Luck, Calamity. As some people are made rich through
an accident, so are some made poor through calamity. Calamity-poverty is usually temporary. The person of thrifty habits soon gets on to upgrade and climbs out of penury.      Bad luck
may knock a man down, but pluck rarely fails to put him on his
feet and send him on his way rejoicing.       One need not go into
history for illustrations of this fact, they are all around us.

     Bad Management. Poor management is much more prevalent than poor luck.      Too many people practice suiting the
thought to the action, rather than thinking first and then suiting the action to the thought. Their movements are like that
of the hunter who aims after the gun goes off. They are active
but not industrious, because much of their activity is noncreative; they work at cross purpose.      There is much busy-ness
but little business in their lives.
     An old pioneer used to say of two sons, one of my boys is always up at peep of day, but "putters" around all day, the other
one lies abed until sunrise, and then starts and goes through his
work as if he had planned it in his sleep.
    The bad manager starts many things and finishes few; he
makes progress like an automobile without chains, on a slippery turnpike.

      Super-contentment.  The apex of some people's ambition
is           same sights that their fathers have seen, and run
     to see the
the same race that their fathers have run. Their night dreams
are of the old oaken bucket.     They never have a day vision
of an automatic faucet. The three R's bound their educational
horizon. A certain mother who was making strenuous efforts to
send her sons and daughters away to school was remonstrated
with by a very "goodie," man, who visited the woman and told
her that she lacked contentment and that she was doing wrong
in working so hard, in suffering privation of comforts, to give
her children an education, which would not only perpetuate

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f
                    VITAL PROBLEMS OF LIFE                        1081

their mother's discontent, but emphasize it in their lives. In
his argument he referred to the contentment of the ox chewing
its cud. The woman retorted by saying, "If you want ox contentment you are welcome to it; but we are not of that stock."
     Today that good woman's son is a leading physician in the
state; her daughters are mothers and prominent women in the
affairs of Church and state.  They are glad that their mother
was not of the super-contented poor.
     Excessive Discontent. The old "saw," that three moves
are as bad as a fire, is still cutting wood. There are people who
are so full of the sentiment that pursuit is better than possession,
that they are always pursuing, never possessing. To them one
bird in the bush is worth two in the hand. They live in the
luxury of newness of places, newness of jobs, newness of friends;
they are of that class of poor whose poverty is painted with
nomadic pleasure. Their discontent is not that of the plodder;
they never stick to anything long enough to have         it   stick to
them.

    Vocational Misfit.   Unfitness through a lack of preparation
may be remedied, but the misfit through lack of aptitude is
quite irremediable. One of the greatest problems in life is to
discover what nature has best fitted the individual for, and just
to the extent that we fail in that discovery there will be vocational misfits, and consequent failure in life, and lack of happiness in making the living. The consciousness of uncertainty
as to vocational aptitude manifests itself in foolishly seeking the
fortune teller, quite vainly consulting the phrenologists, or
more consistently submitting to scientific tests and vocational
counsel and wisely with implicit faith making our patriarchal
blessings, which are paragraphs from the book of our foreordination, a source of reference.
     One of the best sources of information on this topic is
The Man of Tomorrow, by Claude Richards. The study of this
work will save many a man from becoming a misfit, as it p 1
vides for a process of self analysis, one of the indispensables to
the wise choice of a vocation. The discomfort of being an educational misfit is not limited to the individual; it extends to all
his dependents.
     On one Occasion a thrifty housekeeper, wife of a successful
mechanic, had listened to a description of farm life, in which the
grandeur of the outdoor activites were painted in glowing colors.
She remarked, "Yes; it is all beautiful, but my experience has
been that a poor farmer is the poorest kind of a poor man; husband and I worked on the farm for years and succeeded in
failing. Now, he alone, earns enough for us all, as a master

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I
1082                       IMPROVEMENT ERA
mechanic. Our failure on the farm was not due to the farm,
nor to the lack of hard work on our part; simply this, my husband wab not cut out for a farmer."
     Waste. The penalty of waste is want. When Jesus had fed
the multitude he said, gather up the fragments that remain that
nothing be lost. (John 6:12.) The prodigal son wasted his substance.    (Luke 15:13.)
       A woe is pronounced against wasting.  (Doc. and Cov., 49:
21.)  Poverty, through wastefulness, as asserted in the previous
lesson, is sinful. Wastefulness is not only unwise, it reaches
over into the borderland of wickedness. We have less use in
these days than formerly for the saying that a woman can throw
out of the back door with a spoon faster than a man can bring
in at the front door with a shovel.
     Women are less wasteful than men. As proof of this statement, compare a woman's care of her household utensils with
a man's care of his implements.

     Extravagance. Extravagance is not uncessarily waste. Extravagance is relative. What is extravagant on the part of one
person is far from extravagant on the part of another.
     When persons indulge in luxury of any kind on other people's money, their extravagance is unethical; and when they indulge in these things with their own money, at the expense of
drawing upon savings, or cutting off the possibility of adding
thereto, their extravagance is unwise, and like all unwisdom has
its penalty.   The habit of extravagance is one of the most dangerous of indulgences.
     A splendid memory gem is the saying, "Not what we make,
but what we save makes us rich." The spendthrift or extravagant person is just as well off on a low wage as a high one, in
fact he is better off, because the increase of pay affords only increased opportunity for forming bad habits.
     Extravagance spells poverty to the man of ordinary income.

     Inebriety.   Intemperance is not only the prime minister of
death; she is the breeder of more poverty than any other one
thing in the world, war excepted. Happily one of her highways of conquest has been closed in our country by prohibition
but she is helping open an avenue of invasion which contributes
not only to financial poverty, but poverty of intellect; it costs
more to keep the pipes, cigars, and cigarettes burning in the
United States than it does to keep the automobiles, trucks and
tractors running.
     Many a wife is practicing the utmost frugality to make ends
meet, each month, while the husband's tobacco bill would give
to the mother and the children of the household, the privilege

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                      VITAL PROBLEMS OF LIFE                            1083

of knowing what it is to have some of the comforts of life.           Some
wives and children are in the ranks of the needy for no other
reason than that the tobacco fire must be kept burning.

    Indolence.    The "I-won't-work" man is an incubus on society; his very  example points to poverty, be he ever so rich.
Production is the parent of prosperity, and labor is the life
blood of civilization. A man was asked by his daughter,
"Father, which would be the least objectionable to you as a
prospective son-in-law, a man who is somewhat lazy or the one
who indulges in drink?" "The one who indulges in drink," came
the prompt reply, "for the drinking man dies early while a lazy
husband often outlives his wife."
     There are several classes of retired gentry, a polite name for
loafers, those who roost on the street corners, those who congregate in club rooms, and those who while away the time with
cards and pool.     Some of them have a bank account behind
them, not all, too many of them have a wife working to support
the family, while waiting for their husbands to get over being
constitutionally tired. Indolence is an iniquity, and if the idler
eats the bread of the laborer he does it in opposition to the law
of God.

      Unteachableness. A great many people seem to have adopted
this as their slogan of life:   I would rather go with poverty on
my own way than travel with prosperity on the way of anybody
else.   There are men, however, who recognize that counsel and
advice from successful business men is a source of wealth, and
they seek such counsel and advice and follow it. As evidence
that teachableness is a guarantee against poverty we use the following facts: first, the early settlers of Utah made up a community gathered from nearly all over the civilized world; second, they were heterogeneous in many things, but homogeneous
              —
in one thing teachableness. Third their attitude of teachableness with its resulting activities drove poverty from their midst.
      The following is a quotation from a report by Howard Stansbury, a government engineer, U. S. Army, printed by order of
the House of Representatives of the United States, 1853, five
years after the entrance of the pioneers into Salt Lake Valley,
(page 133). Concerning the "Mormons," he writes:
     The revenue of the pew state seems to partake of the same double
character; the treasures of the Church being freely devoted, when necessary,
to the promotion of the temporal prosperity of the body politic.   These are
derived from a system of tithing, similar to that of the ancient Israelites.
Each person, upon profession of his faith, and consequent reception into
the bosom of the Church, is required to pay into "the treasury of the Lord"
one-tenth of all that he possesses; after which he pays a tenth of the yearly
increase of hi9 goods; and in addition contributes one-tenth of his time,

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1084                         IMPROVEMENT ERA
which   is devoted to labor on the public works, such as roads, bridges, irrigating canals, or such other objects as the authorities may direct.    The
whole amount thus collected goes into the coffers of the Church, and is
exacted only from its members. A tax is also laid upon property as with
us, which is levied upon all, both "Saint" and Gentile, and which constitutes the revenue of the civil government.     All goods bought in the city
pay, as the price of a license, a duty of one per cent, except spirituous liquors, for which one-half of the price at which they are sold is demanded:
the object of this last impost being avowedly to discourage the introduction of that article among them. It has, indeed, operated to a great extent
as a prohibition, the importer, to save himself from loss, having to double
the price at which he could otherwise have afforded to sell.      The result
of this policy was, when we were there, to bring up the price of brandy to
twelve dollars per gallon, of which the authorities took six; and of whisky
to eight dollars, of which they collected four dollars.       The circulating
medium is principally gold of their own coinage, and such foreign gold as
is brought in by converts from Europe.      Notwithstanding this heavy, and,
as it would be to us, insupportable burden upon industry and enterprise,
nothing can exceed the appearance of prosperity, peaceful harmony, and
cheerful contentment that pervaded the whole community. Ever since the
first year of privation, provisions have been abundant, and want of the
necessaries and even comforts of life is a thing unknown. A design was
at one time entertained (more, I believe, as a prospective measure than any
thing else) to set apart a fund for the purpose of erecting a poorhouse; but
after strict inquiry, it was found that there were in the whole population
but two persons who could be considered as objects of public charity,
and the plan was consequently abandoned.
     This happy external life, of universally diffused prosperity, is commented on by themselves, as an evidence of the smiles of heaven and of the
special favor of the Deity: but I think it would be most clearly accounted
for in the admirable discipline and ready obedience of a large body of
industrious and intelligent men, and in the wise counsels of prudent and
sagacious leaders, producing a oneness and concentration of action the
result of which astonished even those by whom it has been effected. The
happy consequences of this system of united and well-directed action, under
one leading and controlling mind, is most prominently apparent in the
erection of public buildings, opening of roads, the construction of bridges,
and the preparation of the country for the speedy occupation of a large
and rapidly growing population, even now on their way, from almost every
country in Europe.
      Upon the personal character of the leader of this singular people, it
would              be proper for me to comment in a comumnication
         not, perhaps,
like the present.would nevertheless be pardoned for saying that, to me.
                    I
Brigham Young appeared to be a man of clear, sound sense, fully alive to
the    responsibilities of the station he occupied, sincerely devoted to the
good name and       interests of the people over whom he presides, sensitively
jealous of the least attempt to undervalue or misrepresent them, and indefatigable in devising ways and means for their mental, and physical
elevation.  He appeared to possess the unlimited, personal, official confidence of his people; while both he and his two counselors, forming the
                                                                   —
presidency of the Church, seemed to have but one object in view the prosperity and peace of the society over which they presided.

     Of course, we could not expect Captain Stansbury to understand that behind the wisdom of our leaders is the inspiration of
the Lord, and the individual testimony of the Saints.

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VITAL PROBLEMS OF LIFE                       1085

     If the eminent engineer could have known the successors
of President Brigham Young, at close range, he would have referred to each under the same vein as he did the great pioneer
leader.   The late President Joseph F. Smith, at a Utah stake
conference, said, in substance, I am at the head of a number of
business enterprises, and the chief object of my being there is
to have the business carried on in accordance with Christian
principles, that policies may be pursued that will bless the entire
people and thereby meet the approval of the Lord.
     And the present president of the Church, Heber J. Grant,
has repeatedly declared, that the chief aim of his life, and the
great desire of his heart is the purity and prosperity of the Latter-day Saints, and the welfare of the whole world.       No one
can read the full report of Captain Stansbury without being impressed with the thought that the Latter-day Saints even at that
early date were literally fulfilling the prophecy uttered seven
hundred years before Christ and recorded in Isaiah 2:2, 3. The
latter of these two prophetic passages make clear the coming of
a time for the universal recognition of teachableness, spiritual
teachableness.
     A high grade business man, and by high grade is meant
one who is interested in his fellow man, is not inclined to impose his good services on other pepole, but will cautiously give
other men the benefit of his judgment. These financial fathers
have little less than contempt for the "tip seeker," but they have
a high consideration for the person who seeks their advice, concerning the best methods of making business pay, whether it be
the business of farming, ranching, merchandising, poultry raising, or any other legitimate pursuit.
     Remove the unteachableness of the poor, and the most of
our real poverty will disappear. Bad luck will diminish, poor
management will decrease, vocational misfits will be fewer, super-content will approach a vanishing point, excessive discontent will tend to pass away, waste will cease, extravagance will
lose its inflation, and indolence will die.
     Our true leaders of finance, are not part tithepayers; they
pay one-tenth of their increase, be it ever so large, and some of
them pay it at times in advance. They have their slogans, and
one of them is, "The earth is the Lord's and the fulness thereof."

                                  Theses
    God's ways are the ways of wisdom, and wisdom's ways are away from
poverty.
    Poverty is a good stepping stone, but a poor standing place.

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1086                            IMPROVEMENT ERA
                               Questions and Problems

       1.   Wli^ is the prosperity of the unteachable like the neat building      if
the pigeon?
       2.   Distinguish between waste and extravagance.
       3.   Give a local historical example of the correction of a vocational
misfit.
       4.   When does extravagance become a habit?
       5.   Why is circumstantial poverty usually temporary?
       6.   Give local illustrations of persons retrieving their finances.
       7.   Enumerate the characteristics of poor management.
       8.   What are the remedies for poor management?
       9.   Illustrate   excessive vocational discontent as a cause of poverty.
   10.      At what point does contentment cease to be a virtue?
   11.      Why does the habit of extravagance spell poverty to most people?
   12.  Enumerate the several classes of time-killers and quote the penalty
for the sin of indolence. (Doc. and Cov. 75:29.)
   13.  Take a straw vote on the problem: Most poor people are poor
because of their unteachableness.

                    Lesson V.    —The Obligations of Wealth
     One of the most philanthropic millionaires of "Mormondom," testifies to having had it manifest unto him that he should
come to possess great wealth, and as the realization of the fact
took hold of him, to use his own words, he "was scared."
     Up to that time he had been one of the well-to-do members
of the community, but the responsibility of wealth had not
greatly impressed him; in the light of the testimony he had received, he felt bearing upon him a weight of obligation, which
has grown in proportion to the increase of his wealth.
     His wealth was a thing of promise, and he himself pledged
himself to acquire nothing, keep nothing, except with a view of
using it for the benefit of his fellowmen. Often he has been
heard to say, "I have no love for money, but I have great love
for the right use of money." A spirit akin to that which revealed to the Prophet Joseph that the people would become
great in the Rocky Mountains, said in an audible voice to our
philanthropist, "that this country is for the 'Mormons,' so that
from that day to this, the securing of titles, the developing of
the natural resources in the abiding places of the Saints, have
been his uppermost financial anxiety.
     Time and time again not only his accumulations, but his
credit has been placed at the disposal of the community for the
needs of his people.
     This man does not believe that good business provides that
one man's gain should result in another man's loss, or that it is
right for one man to become wealthy by the making of other
people poor.    He believes and has practically demonstrated
that the wise use of wealth consists in so handling it that it shall

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VITAL PROBLEMS OF LIFE                      1087

bring material prosperity to the wealthy, the well-to-do, and the
poor alike. He refuses absolutely to operate any enterprise that
will work a hardship on the toiler, and has always taken a heroic
stand against usury in any form.
     This man, whose gigantic strength and good will has made
of him a rich man, universally loved, is but a representative of a
steadily increasing class—  a class which is demonstrating that
not only honesty but generosity is the best policy.
     In the accumulation and use of wealth there is a three fold
responsibility; a responsiblity to one's self, to one's fellows, and
to God.   In entering upon a business enterprise the first consideration should not be, what will it make for me? but what
will it make of me?
     Unrighteous wealth-getting is inseparably linked up to soulshrinkage.   It matters not whether that unrighteousness is faced
directly by the accumulator, or whether there is a stock certificate between him and the unrighteousness.
     It is sometimes said that corporations have no soul, but at
all events the conduct of corporations affects the souls of men.
     No one can escape the responsibility of the evil his money
does, any more than he can be robbed of the benefits from the
good that his money does. The widow's mite, invested in a dice
box, makes and measures her soul in one direction just as it
determines her deserts as a giver of alms.
     It is not enough that money does no harm; the holder of
wealth is under obligations to see that it does good, and each
one must know that to whom much is given from him much
will be required. This is the law of equity operating throughout the universe.
     Corporate or group wealth is superseding the individual accumulation, and as the man in the crowd will assent to the doing
of things by the crowd that he would not do individually, so the
corporate owner will oftimes consent to business policies by the
corporation that he would not follow in individual transactions.
While there is a crowd-courage and virtue, there is also crowdcowardice and villainy and high standards of conduct demand
of the individual that he demand of his group that it does not
consent to group-conduct out of harmony with his individual
ideals. His slogan should be, what I will not do I will not consent to my money doing.
     A fortune, however great, obtained for the one or the few,
at the hindrance or hurt of the many, is a stolen one, and though
the stream of finance may be so swollen in extent that the pleasure boats of a dynasty may ride thereon, the producers or per-
 petrators of such a condition will sooner or later meet a Cha-
 rybdis and will go down, unwept, unhonored, and unsung.

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1088                   IMPROVEMENT ERA
     This obligation of group wealth emphasizes the truth of the
seriptural saying, "Though hand join in hand, the wicked shall
not go unpunished."    (Proverbs 11:21.)
       Wealth conies under the ethical obligation so   tersely expressed in the school slogan of the illustrious educator, Franci?
W. Parker, "Everything to help and nothing to hinder." Society
is fast moving in the direction of putting wealth under the legal

obligation of pursuing the live and the let live policy. Happily
we have passed that perilous period when the "trust or bust"
policy prevailed.
      Of course, it is often a difficult matter to determine what
is helpful and what is hurtful, but fortunately we are not drift-

ing but rowing in the direction of arbitration and commission
decision.
     With the motives of helpfulness and square deal methods,
the greater the accumulation the greater the possibility of doing
good, consequently it follows that, other things being equal, the
richer the man the better the man.
     We know of a man who in his business career has emphasized the obligation accompanying the accumulation of wealth;
production, not speculation has been his practice in life. He
has fulfilled the scriptural saying, "The liberal man deviseth
liberal means." He has a record as one who meets his obligations of honor.   He has given evidence, as have many others,
that great wealth and generosity may keep pace in their growth.
     Such men are living proof that the decay of men is not
necessarily a concomitant of the accumulation of wealth. Solomon, the sage, stood in dread of poverty and the fear of
wealth when he uttered the proverb, 30:8, 9.
     As a man is responsible for the good or evil done by his
teachings and his writings, so is he responsible for what his
wealth does after he is dead; it is, therefore, of vital importance
whom he makes the custodian of his accumulations.
     As a rule men accumulate wealth much more for the love of
the financial conquest than for the love of the money. One eminent financier, who rose from the ranks of poverty to that of
great financial power, said of his accumulated millions, provided by his foresight, energy, and untiring industry, "If my
children have as much pleasure in spending the money as I have
had in making it, I shall be satisfied."
     In some instances provisions are made for the perpetuity
of large fortunes by providing against the possibility of the heirs
spending anything more than the interest or income from the
fortunes. Behind this procedure there lurks that which has been
called the root of all evil, as well as the confession of a fear
that the posterity of the transmitter of wealth will not hold

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VITAL PROBLEMS OF LIFE                              1089

their own in the financial world, even with a superior start.
     In the making of endowments to institutions, the possibility of waste should be carefully guarded against, and provisions for increase should be made, not simply that the name
of the benefactor may be perpetuated, but also the beneficial
results may be made continuous. Endowments with strings on
them sometimes handicap institutions that receive them.
    A man who endows a school becomes indirectly an educator
of the ages; one who founds a hospital shares in the restoration to health of multitudes; one who lends to lift a meritorious
enterprise, over a crisis, is a joy giver to all who profit through
his "nick-of-time" aid.     Such men deserve the good will and
gratitude of those they help and the admiration of all other
men, while those who hold back needed help, in hours of calamitous distress shut the gates of mercy on mankind, and
merit only contempt.

       Reading Reference:        Vitality   of   Mormonism, Talmage.   Article   102:
"What Does It Profit a Man?"

                                Problems and Questions

       1.   State the threefold responsibility of wealth.
       2.Discuss the wisdom or unwisdom of the determination of one of
our great financiers who said that he would leave his children no money,
but a lot of unfinished enterprises of- production which if they carry out,
will increase their inheritance, while if they are not carried out the obligations on them will swallow them up.
       3.   A young man said to his wealthy father, who insisted on his learning a business, "Do you think I shall need to work?"        "Well, my son,"
replied the father, "you must learn to do something besides waste what I
have accumulated, or I shall leave you for your inheritance what is represented by a figure 9 with the tail cut off." Is it ethical to leave money
to a lazy man?
       4.   What form of taxation attempts to make wealth perform its obligations?
    5.  Discuss the statement:   When a man's income gets so large that
he can't keep his obligations with the Lord, what has become of his God?
       6.   Why is it the duty of every man to become as rich as he righteously
can?
       7.   At what point does a man's money begin to own him?
       8.   What  are the dangers of bequeathing unspendable wealth?              (a)
To the heir?       (b)   To society?
    9. Give illustrations of an endowment being made in such a way as to
handicap an institution.
      10.   Prove that man is responsible to God for the use of wealth.          Luke
16:19-27.
      11.   How may an endowment put hampering strings on an institution?
      12.   Why is it more important to consider what a business will make of
the    man than what a business will make for the man?
      13.   Discuss the ideal active retirement of aged temple workers.

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1090                         IMPROVEMENT ERA
   14.    Show how temple building     blesses   the   living,   the dead, ami   the
unborn,   v

   1!).   Discuss the wisdom of the 50-50 appropriation plan.

    Lesson VI.    — The Responsibility of Wealth (Continued)
     Land Wealth. Land in one respect is the most permanent
form of wealth, and in another respect it is the most precarious.
The owner of land may not be dispossessed of it by its removal,
and yet conditions may prevail wheiiein money and chattels may
be a more preferable form of wealth; because they may be
carried by the owner from place to place. A man may flee with
his treasure, when he must fly from his home. The Jew, though
banished from his inheritance, became one of the treasurers of
the earth.
    There is a universal tendency on the part of individuals and
nations to keep what they own and then desire to own all that
adjoins them. This instinct of acquisition, when followed to excess, becomes insatiable land lust.
     People who want the earth generally want with it the other
fellow for a servant. A world ownership without a man Friday
would have no charms for them. They would have little comfort in contemplating a world-wide territorial ownership that
would bring forth the Alexander Selkirk exclamation

                 I   am monarch of all I survey,
                     I am lord of the fowl and the brute;
                 From the center clear round to the sea,
                  There's none who my claim can dispute.

                 Society,friendship, and love,
                    yearn for thy charms, but in vain;
                     I
                 O had I the wings of a dove
                  How soon I would taste thee again.

    Self-respect as well as brotherly love should protest against
coveting the inheritance of another, but if the inheritor persists
in having no appreciation of his inheritance, then he may be
given his "mess of pottage," and the blessing taken.
     Large land purchases, with altruistic motives, are most commendable; but extensive land holding is not in keeping with
laws of social harmony, or Christian practice.
     Some of our best finaciers, have become veritable philanthropists, by purchasing large tracts of land, and selling it in
subdivisions, to homemakers, on terms reasonably profitable to
the purchaser, and fairly compensative to the distributor. They
never buy to keep the other fellow off, but to help him to get
on.   This class of men follow the example set by the Church,

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VITAL PROBLEMS OF LIFE                     1091

which has made it possible for thousands to become free holders, who without aid, would never have been able to share in
landholding prosperity.
    Land wealth has been a problem through the ages. It would
seem that the solving of this problem demands- first, the recognition of the law that all excesses in accumulation must be paid
for by radicalism in distribution.     The unfortunate conditions
existing in Russia  and Mexico   give evidence  of the unescapableness of this law and its penalty.
     Social science has thus far failed to find a practical solution
of the land wealth problem. It has always and is still vexing
the nations; and yet centuries ago the people of God had revealed to them a system of procedure that effectively operated
against real estate monopoly.   (Read Leviticus 25:9, 10, 13,
24-29.)
       Land monopoly was     effectively   provided against in the
early settlement of these valleys, by the practice of dividing the
arable domain into small acreages and distributing them by
lot.
       The responsibility of wealth is set forth in Sec. 104, Doc.
and Cov.    In that revelation we get the divine point of view, the
revealed truth concerning the matter of the accumulation, holding and distribution of wealth provided for, with altruism
brought to the front, and selfishness put in the background.
     The United Order is thought by some persons to be unlivable; and yet many of the Latter-day Saints are living it psychically, that is they are living it in their thoughts and feelings.
When the time comes for group activity, under this higher law,
they will be found to have habits that will make obedience to the
law almost automatic.
     President George Q. Cannon said that he wanted to pay his
tithing gladly, as a preparation to giving all he had gladly, at
any time that the Lord called for it.
     At a time when there was a general movement in these
valleys to put in operation the United Order, a young man,
                                                              just

starting out in life, went to his bishop and had. a heart-to-heart
talk over his financial affairs. He presented a list of his
                                                             property, which consisted of    a  one-roomed  house,  some household
furniture, a city lot, a yoke of oxen, a wagon and four
                                                           acres of
land, valued by himself and the bishop at $1,000. The
                                                            bishop
said, "I will appoint   you  a  steward over this property for you
to keep and to use, and to report upon whenever called for."
No report has ever been required, but the steward has made his
report annually, for nearly half a century, in the form of
                                                           set-

tling his tithing. During this period there never has been a
                                                         possessions,
 time when he has not been ready to give all of his

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1092                         IMPROVEMENT ERA
 which have constantly increased in his hands, for the welfare of
 Zion.
      This man is only one of thousands, among the Latter-day
                                                                                       '
 Saints,  psychically living the United Order.    The respor
 bility of their wealth is with Him who possesses
                                                  the earth and
 the fulness thereof.

      Reading Reference, Vitality of Mormonism, Article 57, Talmage.

                             Problems and Questions

    1.  Discuss the soul shrinkage of the notorious land monopolist
                                                                     of Old
Mexico, through whose almost boundless ranches, the roads are
                                                              narrow lanes,
frnced with barbed wire. Connect the wealth responsibility
                                                               of this man
up with the war in that unfortunate country.
     2.  One of the first laws passed by the Soviet government of Russia
Was an act abolishing all private ownership of land. From a concensus
                                                                            of
reports, it appears that the masses are supporting this radical
                                                                measure. What
previous condition of land wealth contributed to the present
                                                             lamentable
state of affairs in that country?
      3.   How is the income tax affecting the transfer of land wealth?
      5.In the light of the responsibility of wealth, read Goldsmith's
                                                                       "Deserted Village," noting particularly what he says
                                                    about land wealth.
    6.  What laws in ancient Israel prevented excessive land wealth?
      7.   In what respect   is   the   United Order   a   part of the   life   of   the
tithe-payer?
      8.   In the light of history discuss the proposition:        Excesses in       accumulation must be paid for by radicalism in distribution.
      9. Discuss Brigham Young's policy, which prevented land
                                                              grabbing
in the early settlement of these valleys.

        The New Testament is Chief Need of Latin-
                   American Youths

     "There is a prophet among the Porto Ricans," says the  .

American Bible Society, in a communication to the Era. He is
no less than Sr. Emilio del Toro, Judge of the Supreme Court of
Porto Rico, who recently gave a message to the Puerto Rico
Evangclico, of which the following is an English translation:

     "If   had the privilege of communicating with all of the mothers
           I
of   LatinAmerica for only one moment during my lifetime, I would
employ it entirely in recommending that they place in the hands of their
children the New Testament, being sure of obtaining for them the
                                                                   most
noble and enduring influence of all the influences which could exercise
themselves in the    human conscience of this world."
