---
title: Improvement Era
description: Monthly periodical of the Mormon church, 1897 onward. This library holds the issues of November 1897 to December 1930.
authors:
  - Franklin, Benjamin
collections:
  - periodicals
tags:
  - magazine
  - improvement-era
periodical: Improvement Era
volume: 22
number: 7
published: 1919-05
publisher: Young Men’s Mutual Improvement Associations
publisher_place: Salt Lake City
language: en
type: magazine
reference: 'Franklin, Benjamin, "The Way to Wealth," *Improvement Era* 22, no. 7 (May 1919): 563–569.'
source:
  url: https://archive.org/details/improvementera2207unse
  transcription: Transcribed from the Internet Archive scan of each issue (the item for each issue is named in the issue's own source); unnumbered advertising leaves are omitted, printed page numbers are kept as page markers.
  identifier: improvementera2207unse
start_page: 563
end_page: 569
rights:
  status: public-domain
  basis: US publication 1930 or earlier (published 1919-05)
  source: https://archive.org/details/improvementera2207unse
  publication_year: 1919
  note: The Internet Archive item metadata carries a blanket "© Copyright by Intellectual Reserve, Inc." notice. The library owner judged it inapplicable because this issue was published in 1919, before 1931; a scan-level notice does not restore copyright.
---

# The Way to Wealth

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THE WAY OF WEALTH                       565

trade hath an estate, and he that hath a calling hath an office
of profit and honor, as  Poor Richard says; but then the trade
must be worked at and the calling followed, or neither the estate
nor the office will enable us to pay our taxes. If we are industrious   we shall never starve, for At the ivorking man's house
hunger looks in but dares not enter. Nor will the bailiff nor
the constable enter, for Industry pays debts, while despair increaseth them. What though you have found no treasure, nor
has any rich relation left you a legacy, Diligence is the mother
oj good luck, and God gives all things to industry. Then plough
deep while sluggards sleep, and you shall have corn to sell and
to keep. Work while it is called today, for you know not how
much you may be hindered tomorrow. One today is worth two
tomorrows, as Poor Richard says; and further, Never leave that
till tomorrow which you can do today.       If you were a servant
would you not be ashamed that a good master should catch
you idle? Are you then your own master? Be ashamed to
catch yourself idle when there is so much to be done for yourself, your family, your country, and your king.      Handle your
tools without mittens; remember that The cat in gloves catches
no mice, as Poor Richard says. It is true there is much to be
done, and perhaps you are weak-handed, but stick to it steadily
and you will see great effects; for Constant dropping wears
away stones: and By diligence and patience the mouse ate in
two the cable; and Little strokes fell great oaks.
     "Methinks I hear some of you say, 'Must a man afford himself no leisure?' I will tell thee, my friend, what Poor Richard
says: Employ thy time well, if thou meanest to gain leisure; and,
since thou art not sure of a minute, throw not away an hour.
Leisure is time for doing something useful; this leisure the diligent man will obtain, but the lazy man never; for A life of
leisure and a life of laziness are two things. Many, without labor, would live by their wits only, but they break for want of
stock; whereas industry gives comfort and plenty and respect.
Fly pleasures and they will follow you. The diligent spinner
has a large shift; and now I have a sheep and a cow, everybody
bids me good morrow.
      "II.  But with our industry we must likewise be steady, settled, and careful and oversee our own affairs with our own eyes,
and not trust too much to others; for, as Poor Richard says:
           "I never saw an oft-removed tree,
          Nor yet an oft-removed family,
           That throve so well as those that settled be.
   "And again, Three removes are as bad as a fire; and again,
Keep thy shop and thy shop will keep thee; and again: // you
would have your business done, go; if not, send.
    "And again:

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566                         IMPROVEMENT ERA

              "He that by the plough would thrive,
              Himself must either hold or drive.
    "And again, The eye of a master will do more work than both
his hands; and again, Want of care does us more damage than
want of knowledge; and again, Not to oversee workmen is to
leave them your purse open. Trusting too much to others' care
is the ruin of many; for, In the affairs of this world men are
saved, not by faith, but by the want of it; but a man's own care
is profitable; for, // you would have a faithful servant, and one
that you like, serve yourself. A little neglect may breed great
mischief; for want of a nail the shoe was lost; for want of a
shoe the horse was lost; for want of a horse the rider was lost,
being overtaken and slain by the enemy, all for want of a little
care about a horse-shoe nail.
     "III.  So much for industry, my friends, and attention to
one's own business; but to these we must add frugality, if we
would make our industry more certainly successful.           man   A
may, if he knows not how to save as he gets, keep his nose all
his life to the grindstone and die not worth a groat at last.
A fat kitchen makes a lean will; and
              "Many estates are spent in the getting,
              Since women for tea forsook spinning and knitting,
              And men for punch forsook hewing and splitting.
        "// you would be wealthy, think of saving as well as of getting. The Indies have not made Spain rich, because her outgoes
are greater than her incomes.
     "Away then with your expensive follies, and you will not
then have so much cause to complain of hard times, heavy taxes,
and chargeable families; for
             "Women and wine, game and deceit,
             Make the wealth small and the want great.
     "And further, What maintains one vice would bring up two
children.  You may think, perhaps, that a little tea, or a little
punch now and then, diet a little more costly, clothes a little
finer, and a little entertainment now and then, can be no great
matter; but remember, Many a little makes a mickle. Beware
of little expenses; A small leak will sink a great ship, as Poor
Richard says; and again, Who dainties love, shall beggars prove;
and moreover, Fools make feasts, and wise men eat them.
     "Here you are all got together at this sale of fineries and
knick-knacks. You call them goods; but if you do not take care
they will prove evils to some of you. You expect they will be
sold cheap, and perhaps they may for less than they cost; but if
you have no occasion for them they must be dear to you. Remember what Poor Richard says: Buy what thou hast no need
of, and ere long thou shalt sell thy necessaries. And again, At

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THE WAY OF WEALTH                        567

a great pennyworth pause awhile.      He means, that perhaps the
cheapness   is apparent only, and not real; or the bargain, by
straitening thee in thy business, may do thee more harm than
good. For in another place he says, Many have been ruined by
buying good pennyworths. Again, It is foolish to lay out money
in a purchase of repentance; and yet this folly is practiced every
day at auctions for want of minding the Almanac. Many a one,
for the sake of finery on the back, have gone with a hungry belly
and half-starved their families. Silks and satins, scarlets    and
velvets, put out the kitchen fire, as Poor Richard says.
     "These are not the necessaries of life; they can scarcely be
called the conveniences; and yet, only because they look pretty,
how many* want to have them! By these and other extravagances the genteel are reduced to poverty and forced to borrow
of those whom they formerly despised, but who, through industry and frugality have maintained their standing; in which case
it appears plainly that A ploughman on his legs is higher than

a gentleman on his knees, as Poor Richard says. Perhaps they
have had a small estate left them, which they knew not the getting of; they think, It is day, and will never be night; that a
little to be spent out of so much is not worth minding; but
Always taking out of the meal-tub, and never putting in, soon
comes to the bottom, as Poor Richard says, and then, When the
well is dry, they know the worth of water. But this they might
have known before, if they had taken his advice. // you would
know the value of money, go and try to borrow some; for he
that goes a borrowing goes a sorrowing, as Poor Richard says;
and indeed so does he that lends to such people, when he goes to
get it again.
    "Poor Dick further advises and says,
            "Fond pride of dress is sure a very curse;
            Ere fancy you consult, consult your purse.

     "And again, Pride is as loud a beggar as Want, and a great
deal more saucy. When you have bought one fine thing you
must buy ten more, that your appearance may be all of a piece;
but Poor Dick says, It is easier to suppress the first desire than
to satisfy all that follow it. And it is as truly folly for the poor
to ape the rich, as for the frog to swell in order to equal the ox.

            "Vessels large   may venture more,
            But little boats should keep near shore.

     "It is, however, a folly soon punished ; for, as Poor Richard
says, Pride that dines on vanity sups   on contempt. Pride that
breakfasted with Plenty, dined with Poverty, and supped with
Infamy.  And after all, of what use is this pride of appearance,
for which so much is risked, so much is suffered?      It cannot

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—

568                           IMPROVEMENT ERA

promote health, nor ease pain; it makes no increase of merit
in the person;   it   creates envy;   it   hastens misfortune.
      "But what madness must it be to run in debt for these superfluities? We are offered by the terms of the sale six months'
credit; and that, perhaps, has induced some of us to attend it,
because we cannot spare the ready money, and hope now to be
fine without it.   But ah! think what you do when you run in
debt; you give to another power over your liberty. If you cannot pay at the time, you will be ashamed to see your creditor;
you will be in fear when you speak to him you will make poor,
                                                    ;

pitiful, sneaking excuses, and by degress come to lose your veracity, and sink into base, downright lying; for, The second vice is
lying, the first is running in debt, as Poor Richard says; and
again, to the same purpose, Lying rides upon Debt's back; whereas a free-born Englishman ought not to be ashamed nor afraid
to see or speak to any man living. But poverty often deprives
a man of all spirit and virtue. It is hard for an empty bag to
stand upright.
     "What would you think of that prince or of that government who should issue an edict forbidding you to dress like a
gentleman or gentlewoman, on pain of imprisonment or servitude? Would you not say that you were free, have a right to
dress as you please, and that such an edict would be a breach of
your privileges, and such a government tyrannical? And yet
you are about to put yourself under such tyranny when you run
in debt for such dress  Your creditor has authority, at his pleas-
                          !

ure, to deprive you of your liberty by confining you in gaol till
you shall be able to pay him. When you have got your bargain
you may, perhaps, think little of payment, but as Poor Richard
says, Creditors have better memories than debtors; creditors
are a superstitious sect, great observers of set days and times.
The day comes round before you are aware, and the demand is
made before you are prepared to satisfy it; or, if you bear your
debt in mind, the term, which at first seemed so long, will, as it
lessens, appear extremely short. Time will seem to have added
wings to his heels as well as his shoulders. Those have a short
Lent who owe money to be paid at Easter. At present, perhaps,
you may think yourself in thriving circumstances, and that you
can bear a little extravagance without injury, but
           "For age and want save while you may;
           No morning sun lasts a whole day.

    "Gain may be temporary and uncertain, but ever, while you
                                     and It is easier to build two
live, expense is constant and certain ;
chimneys than to keep one in fuel, as Poor Richard says; so,
Rather go to bed supperless than rise in debt.

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THE WAY OF WEALTH                             569

            "Get what you can, and what you get hold;
            'Tis the stone that will turn all your lead into gold.

     "And. when you have got the Philosopher's stone, sure you
will no longer complain of bad times or the difficulty of paying
taxes.
     "IV. This doctrine,      my
                             friends, is reason and wisdom; but,
after all, do not depend too much upon your own industry and
frugality  and prudence, though excellent things, for they may
all  be blasted, without the blessing of Heaven; and therefore
ask that blessing humbly, and be not uncharitable to those that
at present seem to want it, but comfort and help them. Remember Job suffered and was afterwards prosperous.
      "And now, to conclude, Experience keeps a dear school, but
fools will learn in no other, as Poor Richard says, and scarce in
that, for it is true, We may give advice, but we cannot give
conduct. However, remember this, They that will not be counseled cannot be helped; and further, that // you will not hear
Reason, she will surely rap your knuckles, as Poor Richard says."
      Thus the old gentleman ended his harangue. The people
heard it and approved the doctrine, and immediately practiced
the contrary just as if it had been a common sermon; for the
auction opened, and they began to buy extravagantly. I found
the good man had thoroughly studied my Almanacs, and digested
all I had dropped on these topics during the course of twentyfive years. The frequent mention he made of me must have tired
any one else, but my vanity was wonderfully delighted with it,
though I was conscious that not a tenth part of the wisdom was
my own which he ascribed to me, but rather the gleanings I
had made of the sense of all ages and nations. However, I resolved to be the better for the echo of it, and although I had at
first determined to buy stuff for a new coat, I went away resolved
to wear my old one a little longer. Reader, if thou wilt do the
same thy profit will be as great as mine. I am, as ever, thine
to serve thee.
                                                  Richard Saunders.

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Constructive Hints to Ward Choir
                         Conductors
By Brigham Cecil Gates, Director School of Music L. D. S. U.   Assistant
              Conductor Tabernacle Choir, Salt Lake City

     The problem of training a successful ward choir is becoming
every day more pressing. The success or failure of the choir depends largely upon the leader's technical efficiency and energy,
his initiative and, most of all, his unselfish devotion to duty.
     Three elements go to make up a successful conductor: first,
ability to organize a well balanced body of singers; second, to
maintain regularity of attendance; and third, to produce good
music effectively, which involves a certain amount of technical
efficiency.
     There are various ways of canvassing for members. An energetic campaign may be conducted by the ward teachers, or
the chorister with his choir officers may institute a personal
canvass. In all cases the hearty cooperation of the bishop should
be secured. Few Church members have any real reason for
avoiding choir work, and those gifted with a natural love of
music can be induced to participate if the work is made interesting.   Do not ignore the very young men and women, even if
untrained.    The injection of fresh young voices into a choir is
a good thing.
     Frank Damrosch, the eminent American choral conductor,
in his book, Folk Songs and Part Songs, says:    "In organizing
a chorus it is necessary to observe the following points in ad-
                       —                      —
mitting members: 1 quality of voice; 2 ability to read at
sight; 3  —                                —
          correctness of musical ear; 4 good balance of voice
parts."  For our purpose, the first    three may be to some extent
disregarded, because of the limited selective possibilities of a
Ward. A balance of parts, however, is highly desirable. With a
well balanced choir, even through it be small, much can be
accomplished.    Eight singers are preferable to a larger organization, if the parts are very much one-sided.       Choral effectiveness is not limited necessarily to size.      Balance simply
means that no one part perdominates, but that all parts are equal
in volume. In a choir, say of thirty voices, the following proportions will usually be found satisfactory: nine sopranos, eight
                and seven basses.
altos, six tenors
     Of the four parts, the tenor voice is the most penetrating,

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HINTS TO WARD CHOIR CONDUCTORS                  571

hence fewer tenors are needed. However, an accurate balance
can only be determined by taking into account the weight of
voices in the several parts. A wide-awake choir conductor will
make a determined effort to secure this balance.
      To maintain a good choir after once assembled is a matter
largely of the ability of the conductor to make the work attractive.   An occasional evening social and sociability at choir rehearsals have their value, but, after all, the thing that holds a
choir is the pleasure that each member has in the work itself.
A choir is like a school. There must be constant growth, activity and advancement. Stagnation, repetitions, slip-shod methods
and stale rehearsals daunt even the bravest and most dutiful.
      A good conductor will have everything pertaining to his
rehearsal in faultless order.   He will come with his organist
and secretary at the place of rehearsal in plenty of time to see
that the hall is cheerfully lighted, will lay out all music necessary for the evening, check up on attendance, and talk over any
current problems that may arise.
      When the choir is once assembled and roll called, nothing
should interfere with the work in hand. Men and women like
to accomplish things, and a conductor who is able to go right
after his work will always be respected, even though he may be
limited in his musicianship.     Interruptions of any kind at a
rehearsal are annoying to those who wish to study seriously.
Promiscuous talking should never be tolerated. Where an explanation or suggestion is necessary it should be to the point.
Often conductors weary their singers by long discussions of one
sort or another.Singers primarily come to sing. All business
should be handled after the practice, never before nor during
one.
       For practical purposes the choir should be seated in a semicircle, where possible.   The usual order is either:
Tenor, Soprano, Alto, Bass                      Soprano,    Alto,
             Conductor             or            Tenor,  Bass
                                                   Conductor
       Every member must occupy a position from which he can
see the conductor at all times.   If the seats are not raised in
                     conductor should have his platform raised
tiers sufficiently, the
high enough to insure being seen.
    There is no truer saying than that music is its own reward.
One enjoys singing good music as keenly as one relishes a wellcooked dinner or seeing a good play. It is my opinion that the
problem of providing good music is the most vital one that our
choir conductors have to confront. It is not possible to interest a
group of singers for long, even with the best of methods, with
