---
title: Improvement Era
description: Monthly periodical of the Mormon church, 1897 onward. This library holds the issues of November 1897 to December 1930.
authors:
  - Young Men’s Mutual Improvement Associations
collections:
  - periodicals
tags:
  - magazine
  - improvement-era
periodical: Improvement Era
volume: 2
number: 11
published: 1899-09
publisher: Young Men’s Mutual Improvement Associations
publisher_place: Salt Lake City
language: en
type: magazine
reference: 'Young Men’s Mutual Improvement Associations, "In Lighter Mood," *Improvement Era* 2, no. 11 (September 1899): 873–874.'
source:
  url: https://archive.org/details/improvementera211unse
  transcription: Transcribed from the Internet Archive scan of each issue (the item for each issue is named in the issue's own source); unnumbered advertising leaves are omitted, printed page numbers are kept as page markers.
  identifier: improvementera211unse
start_page: 873
end_page: 874
rights:
  status: public-domain
  basis: US publication 1930 or earlier (published 1899-09)
  source: https://archive.org/details/improvementera211unse
  publication_year: 1899
  note: The Internet Archive item metadata carries a blanket "© Copyright by Intellectual Reserve, Inc." notice. The library owner judged it inapplicable because this issue was published in 1899, before 1931; a scan-level notice does not restore copyright.
---

# In Lighter Mood

<!-- page:873 -->

LIGHTER MOOD.

     No wonder a fly can see so well.    Look at his specs.
                            *       *         *

     Little Mary was discovered one day by her mother vigorously apply-
ing the oil can to the kitten's mouth.On being reproved she replied
"Why, mama, kitty squeaks so awfully when I pull her tail."
                            *       *         *

     ''That   man just going out has a very       interesting history,"   said
Gibbs.
     "Indeed," said Jenkins, looking backward; "would you mind telling
me what it is?"
     "Macaulay's 'History of England,' " replied Gibbs, as he departed
hastily.   "He's just bought it."
                            *       *         *

     "I have read with    much amusement," says a friend, "the accounts
of various queer occurrences in some of our churches, and I want to tell
you of an amusing thing I saw happen some few years ago in one of the
largest churches here.  The minister was preaching a sermon which
drew forth the deep sympathy of his hearers and caused the tears to
well up in his own eyes. He reached for his handkerchief and shook it
out preparatory to wiping away the affecting tears, when a long, white,
woman's hose took the form of the supposed handkerchief      Imagine the
                                                              !

mirth of the congregation and the horror of the dignified speaker, whose
handkerchief got mixed with his wife's stockings."
                            *       *         *

     The men engaged in leasing oil lands have some funny experiences.
The other day one of these hustlers was taking dinner with an old granger
near Bakerstown. The farmer owned a valuable tract of land, and the
oil man was very anxious to secure it.    He understood the owner was
very pious, and the Pittsburger guarded his conversation to give no
offense.
     When the meal was announced they sat around the table, and the
farmer delivered his usual lengthy prayer of thanks. A large Newfound-
land dog perched himself between the old man's knees, and evidently
annoyed him while he was saying grace by licking his hands. The oil
man, who was impressed with the farmer's piety, almost fell off his
chair when the granger, having finished grace, turned to his son and

<!-- page:874 -->

874                       IMPROVEMENT ERA.

said, with     some anger: "John, if you don't tie up that                   dog I will
kill it."
                                  *          *          *
    James Russell Lowell used to tell the story that one of the gentle-
men he met in Chicago had a great deal to say of his travels in Europe.
Lowell remarked that he greatly enjoyed the French literature and that
George Sand was one of his favorite authors.       This reference to the
great Frenchwoman called forth a characteristic rejoinder.
     "Oh, yes!" exclaimed the representative of Chicago culture, "I have
had many a happy hour with Sand."
    "You knew George Sand, then?" asked Lowell, with an expression
of surprise.
      "Knew him?      Well,   I       should rather say     I did,"   cried the Chicago
man, and then he added as a clincher: "I roomed with him in Paris."
                               *            *           *
      Too often it is the case that business men do not realize at the time
how quickly the interest eats up the principal.              The following anecdote
of Peter Cooper, the great philanthropist, very forcefully illustrates the
point.
      Once, while Peter Cooper was talking about a project with an
acquaintance, the latter said he would have to borrow                    money for six
months, paying interest at the rate of three per cent a month.
      "Why do you borrow for so short a time?"               Mr. Cooper asked.
      "Because the brokers will not negotiate bills for longer."
      "Well, if you wish," said Mr. Cooper, "I will discount your note at
that rate for three years."
      "Are you in earnest?" asked the would be borrower.
      "Certainly I am.    I   will discount your note for $10,000 for three
years at that rate.    Will you do it?"
      "Of course I will," said the merchant.
      "Very well," said Mr. Cooper. "Just sign                this note for $10,000,
payable in three years, and give me your check for $800, and the trans-
action will be complete."
     "But where is the money for me?" asked the astonished merchant.
     "You don't get any money," was the reply. "Your interest for
thirty-six months at three per cent a month amounts to 108 per cent, or
$10,800. Therefore your check for $800 just makes us even."
    The force of this practical illustration of the folly of paying such
an exorbitant price for the use of money was such that the merchant
determined never to borrow at such ruinous rates, and he frequently
used to say that nothing could have so fully convinced him as this rather
humorous proposal of Mr. Cooper.            Business.
